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Financing

Financing and payment options

Explore monthly plans through Cherry, accepted in-office payment methods, and secure help with an existing balance.

Choose the option that fits your needs

Our team can help with an existing balance, or you can explore monthly financing for treatment.

Existing Balance

Request a secure payment link

Call our office and, after confirming your account, our team will send you a secure, patient-specific Flex payment link by text or email.

Call (520) 293-9277 For your protection, never send card information through regular text or email.
Monthly Plans

Cherry

Flexible monthly payment plans with a soft credit check and an instant decision, right from your phone. Checking your options will not affect your credit score.

Check Your Options Takes about 60 seconds · No credit score impact to check

Payment methods accepted in our office

We accept cash, checks, Visa, Mastercard, Discover, American Express, and HSA and FSA cards. Existing CareCredit accounts are also accepted in our office.

No insurance? Ask about our in-office plan

For patients without dental insurance, we offer an in-office plan with no deductibles, no waiting periods, and no annual maximums, just straightforward member pricing on your care. Call (520) 293-9277 for current plan details and pricing.

Our transparency promise

Before any treatment begins, you'll know exactly what it costs, what your insurance covers, and what your out-of-pocket portion is, in writing. No surprises on your bill, ever. Insurance and monthly plans can usually be combined: insurance pays its share, and a payment plan spreads out the rest. See Accepted Insurances.

Financing and payment questions

How do I pay an existing balance?

Call us at (520) 293-9277. After confirming your account, our team can send you a secure, patient-specific Flex payment link by text or email.

Will checking my financing options hurt my credit score?

No. Cherry uses a soft credit check to show your options, which does not affect your credit score. A hard inquiry only occurs if you accept a plan.

Can I use a payment plan together with my insurance?

Usually, yes. Insurance pays its portion and the plan covers your remaining balance. Our front desk coordinates both so you only see one clear number.

What if I have less-than-perfect credit?

Cherry approves a wide range of credit profiles and gives an instant decision from your phone. Applying takes about a minute, and checking costs nothing.

Are promotional payment options available?

Cherry may offer promotional payment options depending on eligibility and the treatment amount. Check your options to review the exact terms available to you.

Financing is subject to credit approval. Cherry payment plans are issued through Cherry Technologies' lending partners. Terms, rates, and approval amounts vary by applicant. This page is informational and not an offer of credit.

Ready when you are

Call us or book online. Same-day emergency appointments available, and most insurance plans accepted.

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